PricingOffer sheet
$79 for four documents from one bank connection.
$79, one time, for the income summary and the three documents that come with it. No subscription and no per-document fee. You download them and submit them yourself.
one-time · 12 mo summary
Income Summary
$79
Read-only connection through Plaidyour bank login never reaches our serversraw bank data deleted about 24 hours after you connect
One-time purchase. Full refund if we fail to deliver your summary, or if its figures do not match your bank data and a re-run cannot fix them, when you ask within 14 days of purchase. If you have paid and your summary has not arrived yet, you can ask for a full refund for any reason. No refunds for a change of mind after delivery, and no partial refunds. Read the full refund policy
This income summary is prepared for you, for your own use. It is not a consumer report, credit report, or tenant screening report, and SoloSteady is not a consumer reporting agency. SoloSteady does not send it to anyone.
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- Four PDFs: income summary, deposit history, income and expense summary, document checklist
- Twelve months of deposits, added up and averaged, with and without flagged deposits
- A methodology section explaining how every number was reached
- Deposit checks: deposit accounts only, income separated by fixed rules
- How much of your income comes from your biggest payer
- You download it and submit it yourself
What you receive
- An income summary: your monthly average of counted deposits over 12 months, with and without flagged deposits, month by month and by payer, what was left out and why, and the deposits and months worth explaining
- A deposit history: every deposit counted, by date and the description your bank recorded, with each month totalled
- An income and expense summary: your deposits beside your withdrawals, grouped by the category your bank assigned
- A document checklist: what published lender guides ask borrowers to gather, each line credited to the guides and the date they were read
Why the arithmetic matters
Bank statement programs commonly start from a default 50% expense factor on deposits into a business account, and a letter prepared by a third party is what lowers it. Published prices for that letter run from $199 (Ignition Tax, which sells the letter, checked 2026-09-21) to $500 (Not Your Dad's CPA, checked 2026-09-22), and Nelson CPA bills $500 an hour with a $1,000 minimum (checked 2026-09-22). This summary shows you the same arithmetic on your own deposits, before you apply.
What the income summary shows
Every section of the summary, in order, with synthetic figures. The PDFs are marked SAMPLE.
- Your monthly average of counted deposits, with and without flagged deposits, over twelve consecutive months
- Which months your bank returned, and which are missing
- Each flagged deposit, and each month with an overdraft or insufficient-funds fee
- Your lowest month and how far below the average it sits, beside a twelve-month bar chart
- Income by payer, with each one's share
- Each quarter totalled alongside the twelve-month figure
- How much your deposits move from month to month
- Both published expense-factor readings, with the guides they come from
- A methodology section explaining every number
- Your two most recent six-month deposit totals side by side, with and without flagged deposits, when all twelve months were counted
- Deposits whose bank description carries a payroll word, counted and totalled
- Loan and credit card payments, as your bank categorized them, counted and totalled
- The account type your bank reported, business or personal, when it reported one
Questions? Reach out at support@solosteady.com